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04-23-2008, 10:28 PM
Yeah, I know they're only useful at the Citibank machines and a select few others. Luckily, Citibank isn't rare, according to their locations information. I plan to land with about ￥20,000 in local currency for fees until I can get to a machine.
I don't know too much about credit cards. Really cost no establishment fee, huh? Would I have to pay any fees at all if it goes unused? Wouldn't it negatively effect my credit somehow if I got the card and then canceled it a month later? Come to think of it, I think my bank (Bank of America) offers a special deal for students for a VISA credit card. My checking account is also a special student deal; I pay 0 fees, and can even overdraw once and not have to pay an overdraw fee. I'll definitely look into this. Thanks.
Last edited by Nao : 04-23-2008 at 10:32 PM.
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