Quote:
Originally Posted by MMM
If you are paying someone to allow you to borrow money, you are nuts. They give credit cards away for free. If you never use it, then you never need to pay them anything. Cutting your card in two and cancelling your account are two different things. You don't need to cancel your account when you get home, but if there is no card to use, your account will be idle. That doesn't hurt your credit one bit.
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Yeah you have a point there. I'll just make sure to double check with my bank and read and reread over the policies before I do anything of the sort. Credit is definitely not something to be trifled with. Anyhow, thanks for the idea. It's a good one.