[Sangetsu]

Travel is one situation where credit cards are a great option. Everyone should have a travel-specific credit card, as these generally include comprehensive insurance when they are used to pay for tickets or vacation packages.

Travelers checks are not an option in Japan, no one that I know here even knows what they are, and certainly no one accepts them. Cash is the best option. You don't really need a money belt, a pocket with a zipper is more than sufficient.

I use an Amex platinum card for travel, and I live with the $550 annual fee because this card actually gives me back more than that amount in benefits. I am covered against cancellations, accidents while traveling, and even medical evacuation to my home country if necessary. I get to carry a third checked bag for free, and my bags are transported to and from the airport for free. I also get priority seating on the next available flight if my scheduled flight was canceled. And I love to use the airport executive lounges.