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Originally Posted by Nyororin
huh!"
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That is unfortunate and is quite admiral that they were able to make it through that with the condition you described.
In the end though the insurance company 500,000 policy was not at fault for not covering a 2 million policy. This doesn't make the insurance company evil and greedy. This doesn't make the family less for not taking out a 2 million dollar policy; who really knows what a medical emergency such as the one you described could really cost when one buys a policy; the average policy doesn't cover that much. The only things at fault here is
1. the cost of health care - it can definitely be brought down in the US and elsewhere but there comes a breaking point as well where the costs is what it costs. No innovation, no new technology to build health care
2. the design of the system - I believe Japan's population size and being of a society of one race and culture makes the health care system there what is generally a success today.... though most of Japan's hospitals run close or at a deficit most of the time.
Contrast this to other systems like Canada or the UK. It all comes down to the dynamics of the country and society.
It would be great it health care was at no or little costs, but at the same time that is like saying we should live in a world without money, trade or obtained wealth. This is communism. And the quality of health care in the average communist country is not so hot.
They are very fortunate to be able to have pay for it.