[MMM]

These don't seem like QUITE when I would use "add insult to injury". To simply have a bad thing happen, and then another isn't quite enough. It must be more related and more egregious.

I lost my wallet at the street yesterday, and then to add insult to injury, whoever found it stole my credit cards!

I had a severe headache and took a pain killer, and then to add insult to injury, the pain killer gave me a stomachache.

My wife left me, and then to add insult to injury, she took my pet dog with her.